Current Promotions
Exclusive offers and rewards for Neon Capital customers
£300 Welcome Bonus
Open a new checking account
Get a £300 cash bonus when you open a new Neon Capital checking account and complete qualifying activities within 90 days.
How to Qualify:
- Open a new personal checking account
- Set up direct deposit of £500+ within 60 days
- Complete 10 debit card purchases within 60 days
- Maintain minimum balance of £1,500 for 90 days
Terms & Conditions: Offer valid for new customers only. Bonus will be deposited within 120 days of meeting requirements.
0% APR Auto Loans
For 60 months on new vehicles
Finance your dream car with 0% APR for 60 months on new and certified pre-owned vehicles. Save thousands in interest!
How to Qualify:
- Minimum credit score of 720
- Maximum loan amount of £50,000
- Vehicle must be model year 2024 or newer
- Automatic payment enrollment required
Terms & Conditions: Subject to credit approval. Offer applies to new auto loans only. Vehicle restrictions apply.
3% Cashback Everywhere
Plus £200 sign-up bonus
Earn 3% unlimited cashback on all purchases with our premium credit card. Plus, get a £200 bonus after spending £1,000 in the first 3 months.
How to Qualify:
- Spend £1,000 in first 3 months
- No annual fee for the first year
- Good to excellent credit required
- Must be 18 years or older
Terms & Conditions: Standard APR applies after promotional period. Annual fee of £95 applies after first year.
2.5% APY Savings Account
No minimum balance required
Grow your savings faster with our high-yield savings account. Earn 2.5% APY with no monthly fees and no minimum balance requirements.
How to Qualify:
- Open online within 90 days
- Link to existing checking account
- Enroll in paperless statements
- Maintain account in good standing
Terms & Conditions: APY is variable and subject to change. Fees may reduce earnings. FDIC insured up to £250,000.
3.25% Fixed Rate Mortgage
15-year fixed rate home loans
Lock in historically low rates with our 15-year fixed mortgage. Refinance or purchase your dream home with exceptional rates and service.
How to Qualify:
- Minimum down payment of 20%
- Credit score of 680 or higher
- Debt-to-income ratio below 43%
- Property appraisal required
Terms & Conditions: Rate based on creditworthiness. Points and closing costs may apply. Subject to property approval.
Earn £50 Per Referral
Unlimited referral rewards
Share the benefits of Neon Capital with friends and family. Earn £50 for each person who opens a qualified account using your referral.
How to Qualify:
- Be an existing Neon Capital customer
- Friend opens qualifying account
- Friend maintains account for 90 days
- No limit on number of referrals
Terms & Conditions: Both referrer and referee must meet requirements. Bonus paid within 120 days of account opening.
All promotions are subject to approval and verification. Terms and conditions apply. Offers may be modified or terminated at any time without notice. Please contact customer service for complete details. Neon Capital is a Member FDIC. Equal Housing Lender.